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31-Day No Spend Challenge Tracker

31-Day No Spend Challenge Tracker

Regular price R 20.00
Regular price Sale price R 20.00
Sale Sold out

Challenge yourself to a 31-Day No Spend Challenge.  This tracker is easy to use, just fill in all the rules and details you want to follow, and start saving!

This is a digital file and not a physical product.  No physical items will be shipped, and the product is an instant download digital file. Please note that all sales are final and no cancellations, exchanges, returns or refunds will be given due to the digital nature of this product.  Should you have any queries before or after purchase, please feel free to contact me.


  • 31 Blocks ready for you to color in.  You can use this challenge for any month, just black out the extra dates and you’re good to go.
  • You make the rules – what is allowed and what is not allowed.
  • This is the time to think up creative ways to not go shopping, maybe a new hobby or side hustle will be born from this……
  • This no spend tracker is a great addition to your bullet journal, diary, planner, budget, etc.


  • Minimalistic black and white.


  • Adults and children that’s ready for a challenge.


You will receive the following 13 PDFs in a zip folder upon successful purchase:

  • 31-Day No Spend Tracker, 8.5” x 11” sized page, total of 1 page
  • 31-Day No Spend Tracker, A4 sized page, total of 1 page
  • 31-Day No Spend Tracker, A5 sized page, total of 1 page


  • You will require Adobe Acrobat or similar PDF viewer to view the files.  All files are in PDF format.  You can download Adobe Acrobat - for free at the time of listing this – from your web browser.
  • You require an archive utility to unzip the folder – we recommend 7Zip or WinRAR. You can also check if your computer doesn’t have it installed already – newer computers/software usually have it loaded already.
  • Every effort has been made to accurately represent the true colors of these files, but please be aware that the resolution may vary depending on your screen or printer. Please understand this is beyond my control.
  • This file is not editable.


  • Select the item or items you would like to purchase and complete the checkout. Please make sure the email address you have inserted at checkout or on your account, matches the email you would like to receive your purchased item/s.
  • Once your payment has gone through, you should receive an email from Marge Creates. If you haven’t received an email in 30 minutes time, please check your SPAM folder.  If you still haven’t received it, please feel free to contact me to request the links.  You will receive an email from Marge Creates with a link to download a zip file containing the items specified above. 
  • Click the link to download the zip folder to your computer.
  • Once the zip folder has downloaded, extract all or needed only files from the zip folder.
  • Print the size you need and start planning your no spend month!


  • This item is for private use only – you can reprint it for yourself as many times as you want.  You may also gift this product (a physical product – not in digital format) to a loved one.
  • You may not share, re-sell or re-distribute these files in part or in whole in any way or in any form.
  • You may not use these files in giveaways (freebies) in your store or on social media.
  • You cannot change the design and re-sell, re-distribute or give away these files in any way.
  • Mass production of these files is not allowed.
  • Presenting the product as your own artwork is prohibited.
  • This product is copyrighted – please refer others to my store to purchase their own copy.

·     I am only human and I do make mistakes (sometimes).  If you come across a mistake, PLEASE contact me ASAP in order for me to fix the issue.  I strive for great customer satisfaction and quality in everything I do! 

©Marge Creates    All rights reserved.  All ideas and designs are property of Marge Creates. 

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